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Non Gaming Discussions => Off-Topic => Topic started by: GmanJoe on April 18, 2002, 07:22:42 AM

Title: That Capitol One Credit card pop has an expensive APR.
Post by: GmanJoe on April 18, 2002, 07:22:42 AM

8.9%? Sheesh! I guess if you have bad credit or just starting, that\'s okay.

Title: That Capitol One Credit card pop has an expensive APR.
Post by: Troglodyte on April 18, 2002, 07:38:54 AM

I have a capital one card, but I always pay it off as soon as I get the bill, so I don\'t care about it anyways, never affects me.

Title: That Capitol One Credit card pop has an expensive APR.
Post by: project86 on April 18, 2002, 07:45:43 AM

Quote

Originally posted by Troglodyte
I have a capital one card, but I always pay it off as soon as I get the bill, so I don\'t care about it anyways, never affects me.

I do the same with my credit cards, but I use Discover and MasterCard. Credit can be a bad trap if you don’t already know how to manage your money. If you can’t afford it, don’t buy it.

Title: That Capitol One Credit card pop has an expensive APR.
Post by: Troglodyte on April 18, 2002, 07:47:12 AM

Quote

Originally posted by project86



I do the same with my credit cards, but I use Discover and MasterCard. Credit can be a bad trap if you don’t already know how to manage your money. If you can’t afford it, don’t buy it.

WORD, I\'ve been using this method for a while now, and my credit line keeps on going up, and yet Capital One hasn\'t made a cent off of me!

Title: That Capitol One Credit card pop has an expensive APR.
Post by: project86 on April 18, 2002, 07:49:45 AM

Quote

Originally posted by Troglodyte


WORD, I\'ve been using this method for a while now, and my credit line keeps on going up, and yet Capital One hasn\'t made a cent off of me!

Last year and the year before I made 100 dollars by using the Discover card and then paying it off every month. I paid no interest and yet they gave me 100 bucks at the end of the year. So I guess it really does pay to Discover.