Never got in an accident in 2 years of driving, and have yet to recieve a ticket.
I\'ve been lucky twice though. One time the roads were slick from rain that brought up all the hot desert oil from the street up, and a green light hit yellow, and because I had only been driving a month, I hesitated, tapped the brake, then decided to run it... The light was red for two second as I was about to cross the intersection when a guy from my right was making a left turn and I swerved to my left really hard, and lost control momentarily.
Second was I was being an idiot and kept looking over my shoulder to pass this ridiculously slow car in front of me, and from the corner of my eye I saw it stopped and I slammed on the brakes and was mere inches away from his bumper.