He\'s not saying the economy is fine. He\'s saying that people have, for the most part, dug their own financial pits and it seems generally expected that the government should fix it all and bail everyone out.
Granted, there are factors that are widespread. Oil prices go up and down $5 or more on single days, and as recently as two years ago a single such occurrence would have been rather groundbreaking. Since, at the moment, oil is the blood of modern civilization, its inflated price causes hurt all over the economic spectrum.
But there are also contributing factors for the downturn by which the individual American is culpable, and that is the credit crisis. Credit sucks. I learned that harsh lesson in my early adulthood, and I\'m no moron. I knew damn well that I didn\'t really own the stuff I bought. But when your income isn\'t thick, stumbling on a payment can trip you up, and when you have several cards, it multiplies. There are a lot of people out there who are stupid fuckers when it comes to credit. These are the people who rack up a dozen credit cards, pay loans on brand new cars, and mortgage a $750,000 McMansion both without making any effort to save a little for emergencies or even making a sound plan to ensure prompt and continuous payment, but also don\'t bother obtaining a good understanding of all the fine print laden within the devil\'s deal contracts they so blithely sign. Sure, the creditors have encouraged this with obfuscating rules and stipulations and surely they made little effort to blunt these idiots with the proper caveats, but in the end, there is very little in this country that you are forced to obtain with credit, and even those that typically do, you can be smart about it and save yourself a lot of grief.
There are a lot of people who have spent the last two decades being extremely stupid about credit, and too many of them have cried \'woe is me!\', expecting a bail-out. There are so many people who buy enormous SUVs and pickup trucks that have god damn schoolbus-grade engines designed to suck up high-test like it would be outlawed tomorrow, pissing and moaning about $4 gasoline. These people are whiners, and there are a lot of them. What right have they to whine when so much of their misery is self-induced?