yeah, I\'m using a 4.1 setup too. I don\'t need 5.1 coz I don\'t watch DVD on my PC and I\'ve a home theater system for 5.1 DVD movie and the PS2.
anyway, I bought Sblive mainly for it\'s MIDI and soundfonts function coz I\'m a hobbyist musician(of sorts). If it weren\'t for soundfont feature, I might have opt for other cheaper cards who does the job fine for gaming.