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Originally posted by Troglodyte I have a capital one card, but I always pay it off as soon as I get the bill, so I don\'t care about it anyways, never affects me.
Originally posted by project86 I do the same with my credit cards, but I use Discover and MasterCard. Credit can be a bad trap if you don’t already know how to manage your money. If you can’t afford it, don’t buy it.
Originally posted by Troglodyte WORD, I\'ve been using this method for a while now, and my credit line keeps on going up, and yet Capital One hasn\'t made a cent off of me!