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Author Topic: Lease vs Buy  (Read 865 times)

Offline Samwise
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Lease vs Buy
« Reply #15 on: July 24, 2002, 12:24:37 AM »
Then just get an Audi TT. :p
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Offline luckee
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Lease vs Buy
« Reply #16 on: July 24, 2002, 01:20:36 AM »
When you lease, you won\'t be seeing any moeny after the lease..the car\'s value is a moot point when leasing since you are only giving back to a dealer. You will be lucky if you dont come out paying extra at lease end.

If you lease, which is cool if you want a new car every 1-3 years, just make sure you read and understand EVRYTHING on the lease agreement. Make sure you ask PLENTY of questions as well.

If you buy, just make sure you buy something that has good/great resale..IE..some kind of import. Think of it this way, as far as the expedition is concerned. It\'s already been out for 2 years in it\'s current incarnation, so if you end up buying that now, once the new or re-vamped model comes out, you will be near or finished paying for the truck. The bad side to that is the truck will be worth even less b/c
A. It\'s a ford
and
B. The newer model is out.

Anywho..it\'s really your choice though. What do you see in 2-3 years from now? Wanting something else or happy with the same vehicle? That should help you decide if you want to buy or lease.
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Offline Tyrant
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Lease vs Buy
« Reply #17 on: July 24, 2002, 01:40:39 AM »
Ford expedition is crap, it would be better to get the GMC Envoy
as for yer question, like luckee said if u want to change cars every couple of years then lease it else just buy it.
:)
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Offline videoholic

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« Reply #18 on: July 24, 2002, 04:01:34 AM »
Luckee, do a little homework on the Expedition.  It is a total redesign this year.

Front to back

Independent rear suspension.  

The thing is heads and tails better than the 2002.

Which I agree is a mistake to get because the \'03\'s are far and away a much better truck.
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Offline Coredweller
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« Reply #19 on: July 24, 2002, 10:18:08 AM »
I don\'t understand why anyone buys SUVs anyway, especially men.  I can sort of understand why women buy them...  They like to think the vehicle will protect them from carjackings, and they are less confident about their driving, so they think it\'s an advantage to have a higher profile, and think the vehicle will be easier to drive.  I believe they also mistakenly think that SUVs are safer in the event of an accident.

Still, I don\'t understand why men buy them.  Why are the "cool" with men?  I mean it\'s a total chick vehicle, it\'s a grocery getter, and most of the ones people buy couldn\'t even survive 10 minutes offroad.  It\'s like a slightly cooler minivan, which isn\'t saying much.  Men should be more interested in buying sport sedans; something which can go fast and handle well, since those are qualities women don\'t appreciate.  The whole SUV craze has had me scratching my head for years.  I have ZERO interest in them.
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Offline Samwise
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Lease vs Buy
« Reply #20 on: July 24, 2002, 11:17:00 AM »
I love you Coredweller. Please marry me. :)
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Offline Coredweller
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« Reply #21 on: July 24, 2002, 11:24:14 AM »
Are you sure you\'re willing to sign my prenup?  :laughing:
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Offline Samwise
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Lease vs Buy
« Reply #22 on: July 24, 2002, 11:28:06 AM »
Quote
Originally posted by Coredweller
Are you sure you\'re willing to sign my prenup?  :laughing:
Hmm... I\'ll have to think about that. ;)
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Offline Tyrant
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« Reply #23 on: July 24, 2002, 11:28:07 AM »
coredweller i cannot see why u dont like cars like



only reason i can think of is that youre crazy:p.
*i just hope no-one gets any red X\'s*
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Offline Samwise
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Lease vs Buy
« Reply #24 on: July 24, 2002, 11:29:49 AM »
Trucks = teh ghey. ;)

I prefer sports cars and coupe\'s and the like.
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Offline videoholic

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« Reply #25 on: July 24, 2002, 11:44:49 AM »
Well first of all the car that I will be getting for me will be a BMW.  It just so happens that our Explorer is what is going out on me first.

2ndly to each his own.  The SUV is a great truck as far as I am concerned.  I do a heck of a lot of stuff with work hauling parts and such around and the back of the truck is great for it.  


Who in the hell drives SUVs off road?  You make no sense.

If I wanted a car right now to buz around corners and go fast then do you really think I would be buying an SUV?  I think it may have something to do with what I want to do with the thing.

Why would an Expedition gaurd you from Car jackings?  That makes no sense what so ever.  If a guy comes at you with a gun it doesn\'t matter what kind of car you drive they will still get in and take it.

SUVs are definitely safer in an accident then a small sporty car.  The weight dispersment alone would make a huge difference.

OK, back on topic.  

I learned quit a bit today from my sales guy.  He told me that leasing really isn\'t what it use to be.  Ford use to make the close end leases rather appealing because they would say the car is worth say 16 grand at the end of the lease making your payments lower.  Well at the end of your lease if your car is only worth 12 grand then they had to eat that 4 grand when they sold the car at auction.  So now they make the close end leases a little more realistic which really cuts any savings you would have over purchasing the car out.

Unless of course they are running an incentive deal or something.

So that puts me back to square one.  Driving my POS Explorer around which I have to agree with Cored on that one.  I hate the truck.  It doesn\'t ride nice like the bigger SUVs ride.  It rides like crappola.
I wear a necklace now because I like to know when I\'m upside down.
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Offline Coredweller
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« Reply #26 on: July 24, 2002, 12:14:49 PM »
Quote
Originally posted by Videoholic
Who in the hell drives SUVs off road?  You make no sense.

Why would an Expedition gaurd you from Car jackings?  That makes no sense what so ever.  If a guy comes at you with a gun it doesn\'t matter what kind of car you drive they will still get in and take it.

SUVs are definitely safer in an accident then a small sporty car.  The weight dispersment alone would make a huge difference.
I have no objection with people who actually use an SUV for what it\'s intended for like moving lots of people or lots of stuff.  Unfortunately you usually see them being driven by one person (usually a woman) commuting to work by herself.

"Who in the hell drives SUVs off road?"  My point exactly.  There\'s nothing macho about them because most of them aren\'t even capable of driving offroad, even though that is how they are marketed.

"Why would an Expedition gaurd you from Car jackings?"  It doesn\'t.  But women think it does.  I think that\'s one of the reasons they like it.  ???

"SUVs are definitely safer in an accident then a small sporty car.  The weight dispersment alone would make a huge difference."  Not true.  Why would having a higher center of gravity make it safer?  That makes it more difficult to handle in emergency manuvering situations.  Also, SUVs are technically classed as trucks, so they don\'t have to meet the same safety standards that passenger cars do.  The do not meet the same rollover standards, which means that many people have been killed when their SUV rolled over, and the roof structure collapsed.  Also, inexperienced drivers feel more invulnurable in them, so they tend to drive them like cars, and put them into dangerous high speed handling situations that the SUV is not suited for.  And that\'s just accounting for safety issues to the people within the SUV.  I think they definitely cause more problems than they solve, safety-wise.
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Offline Coredweller
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« Reply #27 on: July 24, 2002, 12:22:22 PM »
Quote
Originally posted by Tyrant_246
coredweller i cannot see why u dont like cars like
only reason i can think of is that youre crazy:p.
*i just hope no-one gets any red X\'s*
HEH, basically you say "what\'s not to like?" and I say "what about it could possibly be appealing?"  I\'m the one who doesn\'t understand it, but apparently you do, so you should be explaining it to me.  All I see is a big bulbous massive lump of metal and plastic that looks like some kind of bookmobile from the 70\'s.  There\'s nothing emotionally appealing about it, nothing technologically thrilling about the performance or handling, and nothing visually pleasing to me.  In addition, mostly women drive them, so you\'re aligning yourself with the soccer moms and young professional women who don\'t give a damn about cars.  As men, we should be longing for cars that are more cutting edge than this.
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Offline videoholic

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« Reply #28 on: July 24, 2002, 12:24:22 PM »
I didn\'t say higher center of gravity.  I said higher weight dispersment.  They are built much different today then they were even only a couple years ago.  They sit lower and have a very wide stance.   They aren\'t nearly as prone to roll overs as they use to be.  And that is another big reason why I want to get rid of my explorer.  It sits high.  I hate it.  I feel like my center of gravity is high like you speak of.  

The expedition on the other hand is totally different.  Much much wider truck and a totally different ride.  The independent rear suspension does a lot as well which they have just added this year.  The explorers added it last year and they supposedly ride better, but I don\'t want that truck cause it isn\'t what I am looking for.

I often times haul 5 people and leave others to ride in a seperate car.  Expedition can seat 7 comfortably.  

We\'ll see.  Heck it will end up being my wifey\'s car anyway once we go and get me a new car.  I miss having a sports car.  But at least I haven\'t gotten any tickets in a while.
I wear a necklace now because I like to know when I\'m upside down.
 kopking: \"i really think that i how that guy os on he weekend\"
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Offline Jar O Pickles
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« Reply #29 on: July 24, 2002, 02:25:23 PM »
im on my second lease in 4 years im pretty pleased with them so far their great if you dont rack up to many miles(im alloted 15,000 miles a year or 60,000 miles total on this new one)my 1st car was a $19k cavalier wich cost me $700 when i leased it and $330 a month(better credit rating would have gotten me a lower payment) i was 6000 miles over me limit at the end of the lease which would have cost me $1200 out of pocket but the finance guy at my dealership knocked that off the total price of my new car and finaced it though the lease and gave me a check for $1200  to give to GMAC for my over limit fee so all my second car cost me was $75 for plate transfer and now i have a $23k car that i only pay $340 a month for 4 years and when those 4 years are up i can buy it for $10k and finance that over 5 years
i hope that little story helps
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