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Author Topic: How many credit cards do you have?  (Read 1678 times)

Offline Living-In-Clip

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How many credit cards do you have?
« on: January 21, 2004, 12:42:15 PM »
*see subject*

How many credit cards do you have and how often do you use them?

I\'ve got one, only used it twice. Once for two Opeth tickets via Ticketmaster and then today, picked up around 10 DVD\'s are various online stores.
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Offline Magoo
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How many credit cards do you have?
« Reply #1 on: January 21, 2004, 12:47:51 PM »
one, capital one plat.  i use it all the time i never pay cash for gas anymore.  plus it looks way better on a date then pulling out a wap of wrinkled dollar bills
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Offline Kurt Angle

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How many credit cards do you have?
« Reply #2 on: January 21, 2004, 12:59:24 PM »
None, I get junk mail every week though with application forms for platinum/gold cards. I just put them through the shredder.
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Offline Magoo
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How many credit cards do you have?
« Reply #3 on: January 21, 2004, 01:09:02 PM »
[evil voice] give me those credit carrrrds! [/evil voice]
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Offline clips

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How many credit cards do you have?
« Reply #4 on: January 21, 2004, 01:27:14 PM »
Quote
Originally posted by Kurt Angle
None, I get junk mail every week though with application forms for platinum/gold cards. I just put them through the shredder.


smartest thing you could do! i have one & used it may be like 4 times credit & something like 5 times to get money off it,and now my balance is over 4grand! :mad:
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Offline Bozco
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How many credit cards do you have?
« Reply #5 on: January 21, 2004, 01:29:37 PM »
It would be nice to have one but alas, I don\'t.  I need to build some credit.
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Offline JBean
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How many credit cards do you have?
« Reply #6 on: January 21, 2004, 01:33:09 PM »
I have one with a $500 limit which isn\'t enough to get in trouble with.  They keep trying to up my limit but I don\'t let them, i\'d get into way to much debt that way.  My wife\'s card has about $3,400 on it, but we are paying it off bit by bit.

Wait as long as you possibly can to get a CC.  They are evil.
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Offline Living-In-Clip

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How many credit cards do you have?
« Reply #7 on: January 21, 2004, 01:34:55 PM »
Mine only has a $250 dollar limit, so that helps me.
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Offline videoholic

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How many credit cards do you have?
« Reply #8 on: January 21, 2004, 01:47:32 PM »
I have several.  Only use one.  I get airline miles for it so I charge the hell out of it.  I pay off about 1500-2000 a month.  I have enough for several trips.
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Offline Coredweller
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How many credit cards do you have?
« Reply #9 on: January 21, 2004, 01:47:48 PM »
I have three personal cards: Mastercard, American Express, and Diner\'s Club.  The Diner\'s Club is for use on company-reimbursed expenses only.  I also have a Visa card with a $100,000 limit that is used for company purchasing only.  I don\'t carry that one around with me.  It stays locked in a drawer at my office.

I use the MC and Amex all the time to replace cash.  I don\'t understand why so many people say they "get in trouble" with credit cards.  Just pay your statement in full every month, and there\'s no problem.  If you know you won\'t have the money to pay in full when the statement arrives, then don\'t buy it.  I don\'t like to pay interest to credit card companies for the priviledge of spending my own money.  I save it first, then spend it.  :)

BTW, it\'s good to have a few credit cards to develop your credit rating.  It\'s bad to have too many though.
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Offline Living-In-Clip

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How many credit cards do you have?
« Reply #10 on: January 21, 2004, 01:51:59 PM »
Quote
Originally posted by Coredweller
I have three personal cards: Mastercard, American Express, and Diner\'s Club.  The Diner\'s Club is for use on company-reimbursed expenses only.  I also have a Visa card with a $100,000 limit that is used for company purchasing only.  I don\'t carry that one around with me.  It stays locked in a drawer at my office.

I use the MC and Amex all the time to replace cash.  I don\'t understand why so many people say they "get in trouble" with credit cards.  Just pay your statement in full every month, and there\'s no problem.  If you know you won\'t have the money to pay in full when the statement arrives, then don\'t buy it.  I don\'t like to pay interest to credit card companies for the priviledge of spending my own money.  I save it first, then spend it.  :)

BTW, it\'s good to have a few credit cards to develop your credit rating.  It\'s bad to have too many though.


I personally pay almost in full every month, carry abit over each time. I\'ve heard that if you just pay it off  ASAP it doesn\'t look near as good on your credit.

Example:
I had 230 dollars to pay.
I paid 200 dollars.
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Offline GigaShadow
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How many credit cards do you have?
« Reply #11 on: January 21, 2004, 01:53:24 PM »
Discover and Mastercard - DC $12,000 limit and the MC has about a $15,000 limit.
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Offline clips

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How many credit cards do you have?
« Reply #12 on: January 21, 2004, 01:54:24 PM »
Quote
Originally posted by Coredweller
I have three personal cards: Mastercard, American Express, and Diner\'s Club.  The Diner\'s Club is for use on company-reimbursed expenses only.  I also have a Visa card with a $100,000 limit that is used for company purchasing only.  I don\'t carry that one around with me.  It stays locked in a drawer at my office.

I use the MC and Amex all the time to replace cash.  I don\'t understand why so many people say they "get in trouble" with credit cards.  Just pay your statement in full every month, and there\'s no problem.  If you know you won\'t have the money to pay in full when the statement arrives, then don\'t buy it.  I don\'t like to pay interest to credit card companies for the priviledge of spending my own money.  I save it first, then spend it.  :)

BTW, it\'s good to have a few credit cards to develop your credit rating.  It\'s bad to have too many though.


they get into trouble because of the high interest rates..(yours truly ;))..and stay away from american express as i understand that you have to pay them back in full every month.. (i know only spend within your limit) but you can really get caught out there with that card!  amer.express :)
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Offline SwifDi
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How many credit cards do you have?
« Reply #13 on: January 21, 2004, 02:00:51 PM »
My mom took my ATM card when I was 13. And since then, the only thing I ever have on me is cash.
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Offline THX
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How many credit cards do you have?
« Reply #14 on: January 21, 2004, 02:07:24 PM »
About 4 CC\'s:

2 Visas - about $8k credit combined
1 MC - $1.5k
1 Discover - $1k

I only use the 1 Visa that\'s connected to my bank for easy internet pay.  I have about $6k in debt after college that I\'m slowly paying off. :evil:
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