Car insurance in America

Do u have to have Car insurance to drive a car in America?

Also, what is the youngest ages u can start to leant at? and how long does it take the average person to pass Iincluding the time it takes to get lessons)?

yes

16 for a license

lessons?  your parents are for that

Yes, insurance is mandatory...

The youngest age is 16, I think...

It varies by state...

In NY, you can drive at 16, provided you have a Learner\'s Permit and a licensed adult in the car with you and only in the daytime. This does not include NYC, where you are not allowed to drive at all unless with a Licensed Instructor, while taking lessons.

I can\'t remember the exact rules cause I\'ve been licensed for so long...

It depends on how many lessons you take. I took weekly lessons for a few months and passed. The road test is really easy.

Damn mm and his 4 word replies...

Always beats people to the post...

The requirements for a driver\'s license in most states in the US are a joke.  If you can see your own hand in front of your face, memorize the answers to 20 questions, and drive a car around the block without bumping into anything, you can get a license.  Our roads are filled with brain dead IDIOTS who don\'t have the first clue about how to drive, or what rules to observe.

For example:

1.  If you are driving on a multilane freeway in the left lane, and cars begin passing you on the RIGHT, what do you do?

2.  If two cars arrive at the same time at an intersection with a four way stop sign, which car goes first?

3.  When the traffic light turns yellow, what do you do?

4.  How do you make a left onto a busy street with on traffic signal?

I can think of many other examples specific to the high congestion in Los Angeles, but they may not apply to your rural neck of the woods.  Driving requirements in LA should be more restrictive than they are.

[videoholic]

In Florida you get your learners permit at 15.  Restrictions noted above.  No driving after dark till a month or so before yoru 16th birthday.  Have to have someone 18 in the car.  Test is just a written exam.

At 16 the test is a driving test and it\'s easy as pie.

Insurance sucks ass as a youth.  Doesn\'t drop unless you are an honor roll student and it continues to suck until I think you are 24.  Can\'t remember.

I am an honor roll student and I can say without a doubt that insurance still sucks.

[videoholic]

Oh, and chicks are cheaper.  they drop at an earlier age than dudes too.  so get a sex change.

I think most people here pay $700-$800 year for their insurnace if under 25 and have a spot-free record.  That changes once you hit 25 and still have a good record.  You\'re considered less of a risk since you are more mature.

I\'m 24 and pay $2g\'s a year for special commercial driver\'s insruance since I deliver pizzas.  I probably don\'t need to but better safe than sorry.

Originally posted by Coredweller
1.  If you are driving on a multilane freeway in the left lane, and cars begin passing you on the RIGHT, what do you do?

2.  If two cars arrive at the same time at an intersection with a four way stop sign, which car goes first?

3.  When the traffic light turns yellow, what do you do?

4.  How do you make a left onto a busy street with on traffic signal?
 

1. Most further left so more cars may pass on the right.
2. Whoever is the bigger asshole.
3. Depress accelerator.
4. I really have no idea.



I pay $1200 a year in insurance when I\'m under my dad\'s name.

Originally posted by THX
I think most people here pay $700-$800 year for their insurnace if under 25 and have a spot-free record.  That changes once you hit 25 and still have a good record.  You\'re considered less of a risk since you are more mature.

I\'m 24 and pay $2g\'s a year for special commercial driver\'s insruance since I deliver pizzas.  I probably don\'t need to but better safe than sorry.

hahahaha....*sigh*

I pay around 500 every six months and I have a spotless record.

[videoholic]

I pay 1200 a year for 2 cars.

How much you pay in insurance is dependent on so many variables, it\'s usually pointless to make comparisons on an internet forum.  Where you live, what kind of car you drive, how old you are, your driving record, all these things affect it.  

I remember when I moved from Walnut Creek, CA to Los Angeles, my auto insurance basically doubled.  That\'s how much the variable of where you live can affect your premium.  

Also, different insurance companies charge vastly different rates for NO REASON WHATSOEVER.  All the BS about some companies offering better service is complete crap.  Every insurance company will try to deny your claim if possible or screw you out of as much money as they can.  You haven\'t really met your own insurance company until you try to file a claim.  

[Living-In-Clip]

First car was a Honda Del Sol, I was eighteen.. Didn\'t have any tickets / wrecks and my insurance was still $700 every THREE months. Insurance is a racket for young males.

Yeh it does suck ass, $800 to get put on my mums volvo estate for THREE MONTHS!.


You Americans and ur lazy ass automatic\'s, u should try a manual its more fun than playing a video game - sorry driving and automatic =]